Email from Gillian Fletcher (Berwin Leighton Paisner) to Ann Hithersay (Administrator for the Macfarlane Trust) discussing powers of the Trust to make loans and outlining recommendations for change. Discusses other legal issues and provides recommendations for funding fertility treatments services provided to the two non-charitable trusts (Special Payments and Special Payments No 2) and appointment of new Trustees. Encloses schedule of legal costs and a draft loan agreement.