Report from the Macfarlane Trust Chief Executive to the Board of Trustees for the meeting held 29 April 2013 re: payments review. The purpose of the report is to advise the Trustees of significant failings in relation to the way staff have been making regular payments to Macfarlane beneficiaries in particular to widows. Includes findings of the payments review financial implications and recommendations including that the Board write and give backpayments to widows who have either been never been paid or underpaid.